OpenAI’s ChatGPT is reportedly developing a finance tool that could analyze users’ bank and credit card transactions to offer personalized financial advice, sparking mixed reactions online.
ChatGPT may soon expand into personal finance, with reports suggesting the AI platform is developing tools that could analyze users’ bank and credit card activity. According to AI insider Tibor Blaho, the feature would allow users to connect their accounts and ask the chatbot to review spending patterns or recommend financial products.
Blaho said users could ask prompts such as “Recommend the best credit cards based on my transactions last year,” or request a “three-month analysis of my spending habits.” .ḿ noWhile some users welcomed the idea, others voiced concern. One commenter wrote, “Huh? That’s seriously scary… Giving personal info to an AI like this isn’t even remotely sane.”
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